According to the Central Bank, in the first six months of this year more than 41 billion AFs was paid out as loans to the people while in the first six months of last year more than 46 billion AFs was borrowed by the people from banks.
Central Bank officials said in the first six months of this year, the banks' value increased by seven billion AFs which indicates a five percent increase against the first six months of last year.
In addition to this, in the first six months, people deposited more money into bank accounts - five billion AFs more – which shows a two percent increase in deposits against the same period last year.
Meanwhile, officials from the Banks Union said in the first three months of this year, loan requests increased by 15 percent.
“The figures show that a large number of people trust the banking system and that they have increased their deposits and also the banking services has increased,” said Aimal Ashor, spokesman of the central bank.
But despite an increase in deposits and an increase in loan requests, banks have approved fewer loans to people - 11 percent less against the same period last year.
According to Bank Union, currently 3.5 million people, which are 12 percent of the population, keep their money in banks.
Bank Union officials said this year every bank customer earned 2.5 percent interest.
“All the banks laws and procedures have been set by the Central Bank to improve banking. We want the central bank to in some places follow the procedures seriously and in some places be more cautious to ensure the implementation of the laws and procedures will improve the banking system ,” Najibullah Amiri, CEO of Bank Union said.
Meanwhile a number of banks officials said due to problems with customers' documents and identities, they cannot always offer them full services.